Pat yourself on your back, you deserve it - the 680 is very good - You could get 100 percent 1 loan financing on a home mortgage with good rates, good auto ...
Credit scores range from 300 to 850. The average score falls between 680 and 700. Your score is based on several factors, including your history of paying bills and loans, how much you owe creditors, how long you've had certain accounts and how often you've opened accounts.
680 Credit Score: Is it Good or Bad? A 680 credit score on the FICO score scale of 300-850 is considered good. People with this credit score are likely to be approved for credit cards and loans with average interest rates and terms.
The Fico score ranges from 300-850, meaning a 680 Fico score would land you in the medium-high segment of their range. But the average Fico score in the United States is around 711, so you’d actually be below average.
At ScoreCure, people often ask us, “Is 680 a good credit score?” In the grand spectrum of credit scores, which can range from as low as 300 to over 800, a 680 seems like it’s smack-dab in the middle of the road. It seems like, on first glance, that a 680 is a good credit score.
680-740: Good credit. Scores around 700 are considered the threshold to “good” credit. Borrowers in this range will almost always be approved for a loan, and be offered very good interest rates. At this credit score, lenders are comfortable with the borrower, and the decision to extend credit is much easier.
When you're buying a home or refinancing one, good credit scores get you access to lower mortgage rates plus a wider selection of loan products.
We offer instant credit scores?, you can check your credit scores online and monitor it anytime. All the needed information is in one credit report.
if I'm correct I believe its considered a fair rating depends on your payment history and the length of your credit history... you can have a FAIR credit rating but ...
A 680 FICO score is considered only a fair credit rating, according to the standards set by the Fair Isaac Corporation. The calculation for each of the three major credit reporting bureaus -- Experian, Equifax and TransUnion -- is based on the credit history that each company has for you.
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